Retirement PlanningWealth Management HSA's

Our Health Savings Accounts (HSA) are tax-advantaged accounts that can be established by eligible individuals covered under a high-deductible health plan to save and pay for qualified medical expenses. Examples of qualified expenses include co-pays, hospital visits, prescription and certain non-prescription drugs, and some insurance premiums such as long-term care insurance.

Contributions made on your behalf are fully tax-deductible, earnings are tax-deferred and distributions used to pay for qualified medical expenses are tax-free, regardless of your income.*

A key benefit of HSAs is that the contributions you make belong to you with no spending deadline. All unused contributions stay in your account, earning tax-deferred interest. For years to come, your contributions can be used to pay for qualified medical expenses regardless of future contributions, eligibility or age.

*Consult your tax advisor regarding the specific tax advantages of a health savings account.