Credit CardsDiscover Card

*Summary of Credit Terms

First National Bank of Omaha Discover^® Card

• Earn up to 5% cash back on all qualifying purchases.†
• Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
• A variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rates expire.
• Discover's Cash Over* allows you access to cash at participating merchants.

   

In order to keep these rates, you must make payments when due, stay within your credit limit and be sure payments are not dishonored for any reason. Introductory rates do not apply to cash advances.

Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

We reserve the right to change the account terms should your credit profile chagne or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

* For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

†See the Rewards Terms and Conditions in the Summary of Credit Terms for details.